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Liberty First Loans is your financial partner in finding a loan when you need it. We have created a quick and easy way for you to get the money you need at the right time.

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Liberty First Loans is your financial partner in finding a loan when you need it.
Loans of all sizes are available to you quickly and without hassle.
When you're struggling with cash, libertyfirstloans.net is the easy answer.

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Get the Loan That’s Right for You!, Liberty First Loans is here to offer you a fast and reliable financial solution in every situation of life. Whether you’re facing car repair. medical expenses or just want short-term money. Get started in minutes wherever you are with your mobile device.

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Need a quick loan?

Get the Loan That’s Right for You!, Liberty First Loans is a loan connection service where we connect consumers with independent third-party lenders. libertyfirstloans.net created the entire process to ensure you get the cash you need without any delay.

About Us

Libertyfirstloans.net is not a lender. and is not a short-term credit provider or credit decisions. Libertyfirstloans.net is a loan connection service where we connect consumers with independent third-party lenders.

You can register online from your computer or mobile phone. Since the process takes place in real time, it is very fast. If you are connected to a lender You will receive an offer from the lender with the terms and conditions of the loan. if you accept the terms (You can decline.) Funds may be available to you as soon as the next business day.

  • Connect with more than 100+ lenders

    We are committed to connecting you with approved lenders. We also simplify this process. No need to visit hundreds of websites location and filled out a lot of paperwork.

  • Your loan, your business

    We understand a personal loan is a private matter. Reasons for needing money range from important car repair, medical bills, buy somethings for work or etc.

Liberty First Loans Loan Requirements

Lender partners can offer loans as low as $100, but also available as high as $5,000. Borrowers will find that various lender partners differ in the minimum and maximum loan amounts they allow. And loan offers must be evaluated on an individual basis.

While there is no minimum credit score needed to apply, this particular loan aggregator suggests that before applying for loans, borrowers should make sure they meet all of the following requirements.

  • Have a verifiable bank account, some lenders may require it to be a checking account.
  • Be a U.S. citizen
  • Be at least 18 years old with a valid Social Security number.
  • Have steady employment or have another verifiable source of income

Appplying to Liberty First Loans

This is because there are a variety of lenders that Liberty First Loans partners with. It is therefore likely that a borrower's application will bring about several different loan offers. Individual lenders may offer a great deal of flexibility when it comes to loan terms. The loan aggregator LoansUnder36 can curate and create an offer in as short as two minutes from the time the application is submitted. Once a loan is selected and approved, in many cases, funds can be available the next day.

Although Liberty First Loans does not require the use of personal loans for specific purchases or purposes, But it's possible that lenders may have restrictions on how the funds are used. All lenders have various APRs that may be related to a borrower's credit score. Loan conditions and loan amount, however, they fall somewhere between 5.99% on the low end and 35.99% on the high end. It is important to note that Liberty First Loans cannot guarantee any APR as it is not a lender. But it is only a loan aggregator.

Frequently Asked Questions

Frequently Asked Questions

For many partner lenders, there will be no hard credit check most of them will ask basic questions.

Liberty First Loans service will always be free. But that doesn't mean the lender will give you the loan for free. Your lender will charge you a fee and/or interest. And the loan terms must be fully disclosed to you upon approval. It is your responsibility to read the terms before signing your loan contract.

According to the Consumer Federation of America which is a non-profit consumer advocacy group Payday loans range in size from $100 to $1,000, depending on the state's legal maximum. and has an average annual percentage rate (APR) of 400% APR, Depending on each lender

Liberty First Loans offers bad credit loans, installment loans, personal loans, quick loans, and payday loans.

No, Liberty First Loans does not operate in a lot of states so you need to check whether the state you specified is in the accepted list or not. Before proceeding.
Annual Percentage Rate (APR)

Annual Percentage Rate (APR) represents the annualized interest rate that you are charged for borrowing. It is the combination of the nominal interest rate and some additional costs such as fees involved in obtaining a loan. Typically, APRs for personal loans range from 4.99% to 450%, APRs for cash advance loans vary from 200% to 1386%, and APRs for installment loans range from 6.63% to 225%. Since Liberty First Loans is not involved in the lending process, we can not deliver any specifics about the APR you will be offered. The APR depends solely on your lender's decision, based on various factors including your credit score, credit history, income, and some other information you supply in your request. For more information regarding the APR contact your lender.

Representative Example of APR

If you borrow $2,500 over a term of 1 year with an APR of 10% and a fee of 3%, you will pay $219,79 each month. The total amount payable will be $2,637, with a total interest of $137,48.

Financial Implications (Interest & Finance Charges)

Liberty First Loans is not a lender and we cannot predict what fees and interest rate will be applied to the loan you will be offered. It is your lender that will provide all the necessary information about the cost of the loan. It is your responsibility to peruse the loan agreement carefully and accept the offer only if you agree to all the terms. Liberty First Loans service is free of charge, and you are under no obligation to accept the terms that the lender offers you.

Implications of Non-Payment

When you accept the terms and conditions for a loan, you enter into a commitment to repay the amount you owe according to the specific schedule outlined in the documents. In the event of non-payment, additional charges may be applied. Late payment penalties vary by lender, and as Liberty First Loans is not involved in the lending process, we cannot supply any information on the fees you will incur if any default occurs. For more information, please contact the lender directly if you have any issues relating to your loan repayment.

Potential Impact on Credit Score

Liberty First Loans is not a lender and we do not check your credit standing and credit capacity. When you submit a request at our online platform, this is considered a soft inquiry and does not impact your credit score. However, some lenders may carry out a credit check to ascertain your eligibility for a loan. Most likely they will turn to any of the three major credit bureaus (Transunion, Experian, and Equifax) that is in most cases considered a hard inquiry and may affect your credit score.

Collection Practices

Liberty First Loans is not a lender. As such, we are not involved in any debt collection practices and cannot make you aware of any of them. Your lender will specify their collection practices in your loan agreement. If you have any questions regarding the issue, please, address them to your lender. For more information visit our page for Responsible Lending. Liberty First Loans.com itself isn't involved in debt collection.

Loan Renewal Policies

Loan renewal options are not always available. It is therefore advisable to clarify whether the option is available with your lender. Be sure to carefully peruse the renewal policy presented in the agreement before you sign the documents.

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Important Disclosures. Please Read Carefully.

This service is not available in all states. If you request a loan in a particular state where such loans are prohibited, or in a location where libertyfirstloans.net does not have an available lender, you will not be connected to a lender. In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lender’s rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.

The purpose of shorter duration loans is to provide the borrower temporary financial relief. Such loans are not a long-term financial solution. Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice.

This website is not an offer to lend. libertyfirstloans.net is not a lender and does not make loan or credit decisions. libertyfirstloans.net connects interested persons with a lender from its network of approved lenders. libertyfirstloans.net does not control and is not responsible for the actions or inactions of any lender, is not an agent, representative or broker of any lender, and does not endorse any lender. libertyfirstloans.net receives compensation from its lenders, often based on a ping-tree model similar to Google AdWords where the highest available bidder is connected to the consumer. Regardless, libertyfirstloans.net’s service is always free to you.

By submitting your information via this website, you are authorizing libertyfirstloans.net and its partners to do a credit check, which may include verifying your social security number, driver license number or other identification, and a review of your creditworthiness. Credit checks are usually performed by one of the major credit bureaus such as Experian, Equifax and TransUnion, but also may include alternative credit bureaus such as Teletrack, DP Bureau or others. You also authorize libertyfirstloans.net to share your information and credit history with a network of approved lenders and lending partners.

Lender’s Disclosure of Terms.

The lender you are connected to will provide documents that contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan. Loan fees and interest rates are determined solely by the lender based on the lender’s internal policies, underwriting criteria and applicable law. libertyfirstloans.net has no knowledge of or control over the loan terms offered by a lender. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.

Late Payments Hurt Your Credit Score

Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments.